Built for Gen Z in the UK
Guida is the smart mate you wished you had for money stuff. No jargon. No judgement. Honest advice that actually makes sense for your life.
Free forever · No card needed · Takes 2 minutes
Users levelling up
Cost to start
Plain English. Always.
Zero judgement. Ever.
What Guida does
Everything your bank won't tell you
Real tools. Real conversations. Not another app that shows you a pie chart and calls it financial guidance.
AI Chat
Ask straight money questions and get honest, practical answers in plain English.
Budget
Build a budget around your real life, not some fantasy spreadsheet.
Goals
Turn vague plans into specific targets you can actually track and hit.
Debt
See what to clear first and how to stop debt from quietly running your month.
Paycheck
Understand exactly where your salary goes and what you really keep after deductions.
ISA
Know your ISA allowance and use it properly instead of guessing each tax year.
Business Mode
Building something
on the side?
We've got you.
Guida is not just for your personal finances. Switch to Business Mode and get tools built for the hustle.
Spend Audit
See where your money leaks
Get a straight breakdown of your spending patterns, then switch on Roast Mode if you want the unfiltered version.
FAQ
Got questions?
Yes. You can start for free with no card required. Paid plans unlock deeper tooling, but you can get value immediately on the free tier.
No. Guida is financial education only. It helps you understand options and build confidence, but it does not replace regulated advice from a qualified professional.
Guida uses secure infrastructure and authenticated sessions to protect account data. For details on handling and controls, check the Security page.
Yes. Business Mode includes a Hustle Tracker, Idea Validator, Pricing Calculator, and practical UK-focused self-employed guidance.
No. You can use Guida without connecting your bank. Some tools can be used manually so you stay in control of what you share.